Why Dots Outpaces Stripe Payouts for Global Disbursements

Dots supports payouts in 150+ currencies and dozens of global rail options including PayPal, UPI, and M-PESA, ensuring your users get paid anywhere. Move beyond bank transfers and offer your users more options.

Dots 2.0 - Automate 1099/W8 payouts across any rail globally | Product Hunt
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Why do customers switch from Stripe to Dots?

Businesses are choosing Dots over Stripe Payouts for payouts because we deliver what matters most: global reach, payment flexibility, and developer simplicity. With Dots, you get a dedicated platform that understands modern payout needs end-to-end.

Global payment coverage

True Global Coverage with Instant Local Payment Methods

While Stripe Payouts focuses on bank transfers, Dots supports 150+ currencies and local payment methods like PayPal, UPI, M-PESA, and bank transfers giving your users the payment options they actually want. Many of our rails complete instantly so that your users get paid faster.

Unified API integration

One API for All Payment Methods

Stop juggling multiple APIs and tools to get full coverage. Dots provides a single, unified API that handles all payment methods and currencies, reducing integration complexity from weeks to days. Bring your own Payoneer or PayPal keys if you want to increase coverage even further.

Advanced automation features

Built-in Automation and Compliance

Unlike Stripe manual setup requirements, Dots offers automated payouts, built-in tax compliance, and streamlined onboarding that reduces user drop-offs by up to 40%.

"With Dots, processing payments is 2 to 3 times quicker than with Stripe. This task used to take half of a day when I was using Stripe, and now it normally takes about an hour each day. It's a meaningful change for us to reclaim that bandwidth."

Zach Schmid

Head of Operations, TeachMe.To

Compare Features

What's the Difference?

Dots

FeatureIncluded
Global Currency SupportYes
Local Payment Methods (UPI, M-PESA, etc.)Yes
Mobile Wallets (PayPal, Venmo, etc.)Yes
Instant Payouts at no extra costYes
Automated Tax ComplianceYes
KYC, ID Verification, and ComplianceYes
Background ChecksYes
Customizable Onboarding FlowsYes
Dedicated Support via SlackYes
Developer-Friendly IntegrationYes
Single Unified APIYes
Hosted Flow WhitelabelingYes
Accounting Software IntegrationYes
Staggered OnboardingYes
Built-in Fraud ProtectionYes

Stripe

FeatureIncluded
Global Currency SupportYes
Local Payment Methods (UPI, M-PESA, etc.)No
Mobile Wallets (PayPal, Venmo, etc.)No
Instant Payouts at no extra costNo
Automated Tax ComplianceYes
KYC, ID Verification, and ComplianceNo
Background ChecksNo
Customizable Onboarding FlowsNo
Dedicated Support via SlackNo
Developer-Friendly IntegrationYes
Single Unified APINo
Hosted Flow WhitelabelingNo
Accounting Software IntegrationNo
Staggered OnboardingNo
Built-in Fraud ProtectionNo
Pricing plan comparison
Feature byDotsStripe
Global Currency SupportIncluded in DotsIncluded in Stripe
Local Payment Methods (UPI, M-PESA, etc.)Included in DotsNot included in Stripe
Mobile Wallets (PayPal, Venmo, etc.)Included in DotsNot included in Stripe
Instant Payouts at no extra costIncluded in DotsNot included in Stripe
Automated Tax ComplianceIncluded in DotsIncluded in Stripe
KYC, ID Verification, and ComplianceIncluded in DotsNot included in Stripe
Background ChecksIncluded in DotsNot included in Stripe
Customizable Onboarding FlowsIncluded in DotsNot included in Stripe
Dedicated Support via SlackIncluded in DotsNot included in Stripe
Developer-Friendly IntegrationIncluded in DotsIncluded in Stripe
Single Unified APIIncluded in DotsNot included in Stripe
Hosted Flow WhitelabelingIncluded in DotsNot included in Stripe
Accounting Software IntegrationIncluded in DotsNot included in Stripe
Staggered OnboardingIncluded in DotsNot included in Stripe
Built-in Fraud ProtectionIncluded in DotsNot included in Stripe

The Future of Payments is Here

Schedule a demo and put Dots to work for you.

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The Easiest Way to Send Global Payouts

When you need to manage transactions and move money, Dots and Stripe have you covered. But Dots offers simplicity like no other.

Our simple API gives you a friction-free way to send and receive money on your terms. You have ultimate control, choosing everything from what your users see to what payment provider they use. It's the epitome of convenience, and the straightforward nature of Dots can do wonders to reduce pain points and increase conversions.

The best part is that you can handle transactions with a single, unified API. Stripe can move money, too; but it uses multiple APIs and tools to make it happen. In terms of simplicity, nothing compares to Dots.

Automate Global Payouts for Contractor and 1099 Workers

Need to pay global contractors, gig workers, or marketplace sellers? Dots has you covered.

Stripe can handle international payouts, too. But, it lacks the robust automation tools that make Dots a standout. With the Dots API, automating payments is a breeze. In minutes, you can onboard new payment recipients, set up the parameters of their payouts, and let our technology do the rest. After that initial setup, everything happens on your schedule.

Dots can send payments in over 100 different currencies without requiring additional steps. It's all automated by the API, letting you free up resources and focus your attention elsewhere. With Dots, sending international payouts is one less thing you have to worry about when running your business.

Multiple Payout Methods

One of the most impressive features of Dots is the sheer flexibility you get when sending payments. That flexibility exists when you send and receive money. But it makes a significant difference when disbursing payouts.

Why limit your contractors or marketplace sellers to one processor? Instead of creating unnecessary limitations, give them the power to get their money on their terms. With the Dots API, you can send funds through PayPal, Venmo, Adyen, CashApp, Zelle, bank transfer, ACH, and more.

Stripe offers a way to make it easier to implement those options without having to do any extra work. The API communicates with every payment processor your recipients use. It doesn't matter if they all stick with one or if you have money going out to several different platforms. The Dots API facilitates those transactions behind the scenes, leaving you with a frustration-free process. Your recipients benefit from the flexibility you offer while you reap the rewards of automation.

Save Time and Money With a Minimal Code Solution

Here's another way that Dots steamrolls over Stripe and other alternatives. Stripe uses a set of programmable tools and APIs. While they do the job, they can be a hassle to implement.

That's not the case with Dots. There is very minimal coding involved. In fact, it usually only takes a day or two to get Dots up and running. You don't have to worry about hiring a developer or spending a lot of resources integrating dot into your platform. The Dots team will help you set everything up, allowing you to start moving money in no time.

Reduce Drop Offs With Staggered Onboarding

For general payouts, before you send or receive a single cent, new users must undergo an onboarding process. It's a crucial step that serves a few different purposes. First, it helps set preferences and allows new users to choose how they receive payouts. Secondly, it's part of your business' due diligence to comply with state and federal laws.

Dots and Stripe have solid onboarding processes. Both platforms collect necessary information for tax purposes. They also screen information for Know Your Customer and Anti-Money Laundering regulation compliance.

However, Dots enhances onboarding by staggering its steps. No one likes to sit down and complete lengthy documents. It's often a significant roadblock that can ultimately cause new users to drop out of the process entirely. Dots takes the user experience into account and staggers the data collection points. It makes onboarding quicker, leaner, and more accessible while still gathering the information you need.

Find Out Why Dots is the Biggest Competitor to the Stripe Payouts API

Both Dots and Stripe can implement payments into your website, app, or software platform. But Dots offers the flexibility and control you need to take your customer's payout experience to a new level. Provide options to your users without dealing with the frustration that comes with expansion. The Dots API helps you scale up as your business grows, maintaining a high level of efficiency every step of the way. Whether you receive money for purchases or send payouts to contractors around the globe, Dots makes the process as easy as possible.

Want to see what Dots can do for you? Sign up now and see how Dots beats out the competition.

FAQ

The Future of Payments is Here

Schedule a demo and put Dots to work for you.

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